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The latest, and potential ongoing, problems with the US economy means that the future of the US dollar is becoming a lot less predictable. One of the downsides to this is the global use of the US dollar to set oil prices. Whilst countries around the world have pushed to change this method of establishing prices it looks as though we’re stuck with it for the Read more »

Banks are lending less to leasing companies making life even more difficult for small businesses to secure funding. As of 31^st March 2011 lending to the leasing companies was down by 16% from £28.4 billions the previous year to £23.8 billions. Leasing is seen by many small businesses as an alternative way to fund their vehicles and equipment as Read more »

Andrew Sentance may not be a name that you have come across before but he is very important in our lives. He sits on the Monetary Policy Committee in the Bank of England. They sit each month and decide whether base rate should stay the same, at 0.5% or increase. Since the rate dropped to 0.5% every member of the committee has voted to keep it at the same level, that is until the October meeting at which Mr Read more »

 Well here we are into a new year already. Hope you had a great Christmas and New Year celebration. Last year wasn’t as good as it should have been but didn’t end up as bad as I thought it might do due to an enthusiastic flurry in December. Unlike the last recession, during which we struggled to find clients that wanted to take out finance, I had about 5 times as many people looking for finance in this recession than I Read more »

We’ve heard that house prices have increased again but that we shouldn’t take this as a sign that the economy is recovering as it is simply a result of supply and demand. Few houses available with more buyers looking. I’m now hoping that the same rationale is being used when leasing companies view the recent drop in used car prices following nearly a year of increases. The improved returns through auction was Read more »

In an effort to reduce car usage, the Government and indeed all parties led by the Greens tried to encourage more people to work from home. Whilst there was a small increase at the time latest statistics show that the number of employees working from home has stalled since 2002. Just 3% of workers work from home although 7% do so at least once a week. These results were recently reported in the 2008 National Read more »