No Tax Discs After 1st October 2014

Thursday, 18. September 2014

Hi, Graham Hill here, thank you so much for visiting my blog, I hope you learn a lot and as a result end up driving a great car. In order to do so you can get all the information you need by buying my book, An Insider Guide To Car Finance or use me to finance your next car. Happy driving.

Did you know that as of 1st October 2014 tax discs exist no more? It would seem that half the drivers in the UK are unaware of this fact so let me explain what is happening. But before you get excited it doesn’t mean that you don’t have to tax your car it simply means that you don’t have to display a disc which is expected to save the DVLA £10 million each year in this move to go paperless.

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It also means that as of the 1st October, if you already have a disc, you can take it out of your windscreen, all part of the announcement made by the Government in the Autumn statement. In addition to no longer being required to display a tax disc there is another move over which car traders and dealers may not be so happy.

Cars used to be sold or part exchanged with a bit of tax left on it either giving the buyer some refund to trouser or giving the seller something to negotiate with when selling her pride and joy. In future, as soon as the DVLA are notified that a car has been sold a refund for the balance of unused tax will be sent to the previous owner. As before refunds will only be issued for complete months that are unused whilst the new owner must apply immediately for the tax using the relevant portion of the V5C.

Another, somewhat strange change, given the way that road tax has been coming down as CO2 emissions continue to reduce, is the ability to pay monthly. Paying monthly will increase the annual cost of the licence by 5% but drivers will be able to pay by direct debit to avoid forgetting and receiving a fine. In what I thought was a funny twist, paper tax discs are still being sent out till the end of September but the DVLA ran out of perforated paper so drivers are having to cut them out themselves.

I can just imagine the dog’s dinner that some have ended up with after attacking the disc with a pair of nail scissors or garden shears! So to sum up: You can still pay for your disc at a Post Office, online or monthly and you’ll still get a reminder. You can no longer transfer the tax, it is automatically refunded when the car is sold or scrapped and the DVLA advised. You will be able to check the tax status of any car by going online and typing https://www.gov.uk/check-vehicle-tax then typing in the car registration and make.

In future you won’t see traffic wardens peering through car windows unless they are being nosey or are perverts. In future tax checks will be carried out by police with plate recognition cameras, wardens will have access to the DVLA database and static plate ID cameras will crop up and will enable the authorities to raise instant fines to those drivers whose cars are captured without tax or insurance.

Driver and Vehicle Licensing Agency

Driver and Vehicle Licensing Agency (Photo credit: Wikipedia)

And don’t forget that you need to do nothing other than remove your tax disc on the 1st October and maybe keep hold of to hand down to your grandchildren for posterity. By Graham Hill

Licence Renewal Age To Be Increased To 80

Thursday, 8. May 2014

Currently when you reach the age of 70 you have to renew your driving licence. However, according to the Department for Transport this should be extended to the age of 80 in order to reduce DVLA costs and make it more efficient.

Thinking of a change but unsure as to the best way to finance your car? Then you need a copy of my car finance book, Car Finance – A Simple Guide by Graham Hill. Click on the link below to buy the best car finance book on the market, available as a Kindle Book and Paper Back.

Following a review, on behalf of the Government, the DfT concluded that we should change the rules to bring the UK in line with Europe who already have a renewal age of 80. At present there are over 4 million motorists over the age of 70 which represents a substantial amount of administration at renewal time, so by extending the renewal date the admin costs will be cut significantly.

But safety campaigners object to the proposal on the grounds of health and safety. In fact they suggest that there should be increased controls on the elderly not less which could cost lives. I don’t agree, not least of which as I am edging my way towards 70 I don’t really want to have to renew my licence.

Department for Transport

Department for Transport (Photo credit: Wikipedia)

On the other hand the government could take the savings and fix a few more potholes which would prevent many more accidents than extending the licence renewal dates! By Graham Hill

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Changes To Driving Licences Announced

Thursday, 11. August 2011

The Department for Transport is about to make us all paperless when it comes to our driving licences. In 2014 the paper part of the latest driving licences will be scrapped, which isn’t a bad thing as most people manage to lose them anyway. The old style licences will be scrapped soon after to be replaced with the photocard versions. The DVLA is Read more

New powers lead to clampdown on uninsured vehicles

Tuesday, 24. May 2011

The net is closing in on those that don’t insure their cars. The new rules that have just come into force enables the DVLA to clamp your car and even scrap it if you have no insurance on it. The new rules, entitled Continuous Insurance Enforcement extends the powers of the DVLA beyond issuing driving licences and vehicle registration documents to Read more

Auto Number Plate Recognition (APNR) Being Abused

Monday, 2. May 2011

Merseyside Police ANPR Car parked on double ye...

Image via Wikipedia

In a report prepared by Auto Express they have revealed that motorists should be aware of the ways that automatic number plate recognition (APNR) is now being used. We have become obsessed with cameras watching our every move, whatever we’re doing from driving to walking down the street, buying a bar of chocolate or catching a train. But Read more

Advertising Your Used Car Safely

Wednesday, 20. April 2011

I’m actually in a state of shock – ish! Whilst thumbing through the advice pages of Autoexpress I noticed that someone had asked the question, should you blur out the car’s registration number when advertising your car online? Now this is something I’ve had an issue with for sometime. It seems quite obvious that you should blur out the number to me Read more

How Long Do Points Stay On Your Licence?

Thursday, 10. March 2011

Do you know how long points stay on your licence for? Most people think 3 years but in fact speeding offences stay on there for 4 years and others stay on for longer. For example drink driving points remain on your licence for 11 years. Even though speeding points stay on your licence for 4 years they are only valid for 3 years.

So if you have 9 points on your licence after 3 years but clock up another 3 points in the 4th year you wont lose your licence under the totting up system. The expired points can be removed from your licence by the DVLA but you will have to pay a fee of £20 for a replacement ‘clean’ licence. Are you confused by the points system, let’s discuss? By Graham Hill

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Surprising Number Of Drivers With Points On Their Licences

Friday, 4. March 2011

DVLA figures show that one in ten motorists have points on their licence. The figures have been broken down by age sex and number of points. It also shows that the Government has collected £280 million from the 3.9 million drivers with points on their licence over the last 4 years (the minimum amount of time before points are cleared. That’s out of a total 37 million licence holders. The majority of drivers with points have just 3 points (3.2m). Just under 600,000 have 6 points and 92,000 Read more

Latest Internet Email Scam

Monday, 28. February 2011

There is another web scam going about as revealed by the DVLA. The email which includes a few spelling mistakes (bit of a giveaway) asks the recipient to click on a Department for Transport web address and fill in some details. It goes on to warn that if you fail to do so it will cause you to lose your drivers licence and you will have to re-take your test. The URL (web address) isn’t obviously a DVLA address but the template used for the site looks genuine and includes links to agency pages in the Read more

Are Tax Discs About To Be Scrapped?

Friday, 4. February 2011

Labour MP Brian Donohoe is calling for tax discs to be scrapped suggesting that paper discs affixed to the windscreen is old fashioned and should be unnecessary in the 21st century, whilst pointing out that the cost of creating the discs is £5 million a year and £14 million to send out suggesting that there must be other ways of displaying whether road tax has been paid including Automatic Number Plate Recognition cameras. However, the police don’t agree saying that tax discs are vital for Read more