Government Aim To Make Credit Reports Free

Thursday, 11. February 2010

The Treasury Select Committee has questioned whether individuals should be charged for copies of their credit report. At the moment it costs £2 or you can obtain a copy for free but it requires you to apply online to one of the credit reference agencies, provide credit card details as though you were going to pay monthly for anytime access, then cancel as soon as you’ve downloaded your current report, Read more »

Low Rates Mean Tough Credit Scoring

Friday, 21. November 2008

Times are getting tougher, I don’t need to tell you that but if you are considering changing your car you need to consider who is going to supply your finance if you are going to use someone off the internet. One of the latest problems faced by applicants is the tightening of underwriting by lenders. Missing a couple of credit card payments, something that would have been ignored by lenders a year ago, is enough for some lenders running short of money to turn their back on you. And if you think about it Read more »