Credit Underwriting In The UK Needs A Re-Think

Wednesday, 10. August 2011

The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning the same amount of money who both apply for credit on similar cars. The first client has a perfect, unblemished record. He has a mortgage and a couple of Read more »

World’s Number 1 Car Finance Blogger Criticizes Inaccurate Blog Posts

Monday, 8. August 2011

Image representing Google as depicted in Crunc...

Image via CrunchBase

Many of you know of the so called money saving expert, Martin Lewis who has clearly saved many people lots of money on credit card overcharges and bank charges. I never deny that, but he has also been the source of miss-information. Take his personal criticism of  Carol Vorderman when she advertised consolidation loans on TV and Read more »

Still Difficult Times Ahead For Car Finance Applicants

Monday, 13. September 2010

Grant Thornton International
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On the 14th September I attended a meeting of the good and great in the vehicle finance industry at the London offices of Grant Thornton. The purpose was to debate the challenges of the industry which would be reported in the journal of the industry, Motor Finance. There were many conflicting views but the bottom line is that we are still in for a tough time. Clearly there is a lack of liquidity in the vehicle finance Read more »