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Business Insurance specialists Premierline warned employers that when they allow employees to work from home they are still responsible for their welfare in the same way, I guess, as employees that use their own cars for company business. According to the Department for Labour the employer has the same responsibilities as he would for any other employee at work. Whilst it is accepted that some controls are Read more »

I’m not sure how useful this information is or what real conclusions can be drawn but I found it interesting so am passing it on. Under the Freedom of  Information Act the BBC obtained data regarding MOT failures and Business Car  analysed the figures to identify which cars had the highest pass rates and which cars had the highest fail rate. The statistics are based on 2004 registered cars that were MOT tested for the Read more »

A few years ago I was a consultant to Yes Car Credit, a company that I hugely respected because, in many ways, they got it right! However, becoming the UK’s largest seller of used cars in about 4 years carried with it a number of problems that the UK press, as always, was eager to pounce upon. The company was selling nearly 50,000 cars per annum at the point of its demise and I would admit that the combination of Read more »

 The Association of British Insurers has warned motorists about car thefts that may not be covered by their insurance. As the cold weather continues drivers are leaving cars unattended with the engine running to warm up as they finish getting ready for work. Insurance companies are saying this is inviting theft and may not cover the loss as insufficient care is being taken by drivers to protect the car and avoid theft. By Graham Hill

 For years I’ve fought against those providing misleading advice on cars and car finance with many of the cons revealed in my book, An Insider Guide To Car Finance, my Friday FAQ’s and the new videos that will be launched very shortly. Having just read the same press release for the umpteenth time I’m now moved to make further comment on the announcement that Autoquake are very generously waving Read more »

 The House of Commons Treasury Select Committee has been looking into credit reference agency ‘footprints’. A footprint is created each time a credit search is made on a person or business recorded by the credit reference agencies. Over the last few years car finance comparison sites have cropped up on the internet with some very shady providers freely advertising on them. A common routine is to Read more »

In a survey carried out by Supercover Insurance it was found that more than half of cars left parked in motorway services or public car parks had valuables such as laptops, sat navs and mobile phones visible in the vehicle. They pointed out that drivers were not aware that many of these items may not be covered by their insurance policy. My advice, lock all valuables in the boot but don’t just stop at valuables, Read more »

More people are taking cars on lease as it saves money and improves cash flow. They are also wising up to the fact that cars have to be returned in a ‘reasonable’ condition which means any damage should be repaired or you could face some serious refurbishment charges if the leasing company assesses the work when the vehicle is returned. As a result many are turning to the cheapest alternative and that is the Read more »

I mentioned the tax changes that will take place in April 2009 relating to company cars. However, some people are confused over the affects on leased cars whilst others still have concerns over their capital allowances after the changes have taken place. It would of course be wise to seek the advice of your accountant but in order to shed some light on a confusing situation – I hope this helps. First of all one thing will not change and that is the position with regard to ‘Low CO2 Emission Cars’. Whilst the threshold Read more »

Warnings have been issued with regard to illegal parking in spaces reserved for disabled people. Many local authorities are now removing cars that are illegally parked in these bays including those showing a disabled badge where the person named on the badge had not been in the car when parked or being picked up. The officers are removing all doubt by calling the person named to see if they are at home and if they are the car is being removed to a pound and a stiff fine imposed. Drivers who argue that they are on an errand for the disabled person will receive no sympathy as drivers are only permitted to park in the bay if they are transporting, dropping off or picking up the disabled badge holder. By Graham Hill.