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The dangers of using insurance comparison sites has been highlighted by incidents in which payouts could be avoided by the insurers because drivers have been confused by some of the questions that may have been handled differently and more clearly if an actual broker helped you to compete your application form. As most people know insurers have to be made aware of any modifications that have been fitted to the car. If the mods have not been declared the insurer could refuse payout in Read more »

It’s turned out to be a pretty busy week following the launch of my new book, Graham Hill’s Simple Guide To Car Finance which I hope will get everyone driving a great car. Preparing for finance is vitally important at the moment as there is little money about to lend. So that tempting low APR or monthly lease rate, that gets you sending off your finance application, may lead to a decline if you are not totally Read more »

Halfords owned Nationwide Autocentres has revealed the top ten 3 year old cars and 5 year old cars to pass the MOT amongst the UK’s best selling cars. This information is normally very hard to find so Halfords have pretty much broken ranks by revealing the information that I print out below: 

 

The figures were based on the top 10 selling cars during the year of manufacture according to Halfords. One or two surprises there I have to say but it would be interesting to see stats for all cars, not just the top sellers, now that would be revealing! Are you surprised by any of the figures, drop me a note? By Graham Hill

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• 2.6 million motorists would risk driving without an MOT (money.marksandspencer.com)

The Graham Hill in depth review of a new car has this week focused on the facelifted Bentley Continental GT. It looks nice, as you would expect and frankly I would describe the differences in the look of the car as ‘subtle’. I’m told that every panel of the car is new but the door mirrors are from the Musanne. Great! OK when you get up close you can see that there are changes but they have kept the overall look very Read more »

If you are a regular reader of my newsletter and blog you will recall that I announced that the Government was considering moving out the first MOT to 2 years and the annual MOT tests thereafter to be moved from annual to bi-annual as a result of pressure to do so by the EU. This has sparked some strong resistance from road safety groups. RoadSafe has said that the Government shouldn’t change the current Read more »

I’m all for making roads safer, especially when we are talking about making roads safer for children but sometimes I thing we go a little too far when it comes to health and safety when actions seem to be taken for the sake of taking them. Some of my favourite country fetes have been stopped from taking place because, thanks to health and safety, the insurance costs would be more than they raised for their local Read more »

According to Experian, the credit reference agency, automotive fraud increased by 35% during the first half of 2010. 34 in every 10,000 applications were considered potentially criminal. The majority were recorded in the second quarter showing an upward trend. First party fraud overtook third party identity fraud during April to June as the most common type of attempted fraud. First party fraud is typically where individuals attempt to hide adverse credit history or misrepresent their employment status to try and secure credit and other Read more »

The AA has revealed that we are seeing a North South divide open up when it comes to fuel. Apparently prices are rising faster in the south than in the north. Recent drops in oil prices should have resulted in pump prices dropping but the garages in the south seem reluctant to pass on the savings. The average price of a litre of petrol in the north is now 115.5 pence but in the south it’s 117.2 pence. The gap has opened Read more »

My gadget of the week is a tool. It’s made by Dremel and is simply called the 8200 multitool. It’s a cordless electric battery operated tool that can cut, sand, grind and carve. It is claimed to have twice the speed of its rivals and has reduced weight due to the size and weight of its smaller lithium battery that takes around an hour to charge and can hold that charge, according to Dremel, for up to 2 years. The increased Read more »

Beware of service intervals. As most people know service intervals have been extending and it’s not uncommon for cars to have 18,000 or 20,000 mile service intervals. If you are a low mileage user this could suggest that if you had a car for 3 years, covering around 6,000 or less miles per annum, you wouldn’t have to carry out a single service to retain the car’s warranty. But this is unlikely to be the case as most Read more »