A Warning About Online Insurance Comparison Sites

Wednesday, 29. September 2010

The dangers of using insurance comparison sites has been highlighted by incidents in which payouts could be avoided by the insurers because drivers have been confused by some of the questions that may have been handled differently and more clearly if an actual broker helped you to compete your application form. As most people know insurers have to be made aware of any modifications that have been fitted to the car. If the mods have not been declared the insurer could refuse payout in Read more »

Graham Hill’s New Simple Guide To Car Finance Press Release

Tuesday, 28. September 2010

Graham Hill’s new book, Graham Hill’s Simple Guide To Car Finance, get’s released through Press Box. Follow the link below:

http://www.pressbox.co.uk/detailed/Financial/INAPPROPRIATE_CAR_FINANCE_IS_COSTING_MILLIONS_EVERY_YEAR_547708.html

Graham Hill's Book Cover

Enhanced by Zemanta

Check The Small Print Of Your Insurance To See If You Are Properly Covered

Tuesday, 28. September 2010

Sicherheitsreifen, security tire, runflat system
Image via Wikipedia

As the number one car finance blogger IN THE WORLD I will soon be launching a mission to make the important small print in contracts – BIG PRINT. As an example of what I mean I’m grateful to Auto Express. They highlighted the case of Zubin Morar who took out a Car Care Plan insurance policy to cover his tyres against accidental damage. Zubin from Middlesex has a BMW 530i and unfortunately hit a pothole in Read more »

Graham Hill Promotes His Simple Guide To Car Finance

Monday, 27. September 2010

It’s turned out to be a pretty busy week following the launch of my new book, Graham Hill’s Simple Guide To Car Finance which I hope will get everyone driving a great car. Preparing for finance is vitally important at the moment as there is little money about to lend. So that tempting low APR or monthly lease rate, that gets you sending off your finance application, may lead to a decline if you are not totally Read more »

Graham Hill Retains The Position Of Number 1 Car Finance Blogger On Google

Monday, 27. September 2010

Another amazing piece of news is that my blog is number one! When I was much younger I had aspirations to become a singer and maybe top the charts, make a fortune and have lots of screaming teenagers throwing themselves at me whilst I disappeared off down the road in my E Type Jag. OK, with a voice like mine it was never going to happen and I’ve dated a few nice ladies over the years and of course driven some Read more »

Top Passers Of MOT Tests Revealed

Sunday, 26. September 2010

LET`S PLAY - SPOT THE CAR - 3
Image by CARLOS62 via Flickr

Halfords owned Nationwide Autocentres has revealed the top ten 3 year old cars and 5 year old cars to pass the MOT amongst the UK’s best selling cars. This information is normally very hard to find so Halfords have pretty much broken ranks by revealing the information that I print out below: 

3 Year Old Cars % Fail
BMW 3 Series 7
VW Golf 11
Ford Mondeo 12
Ford Fiesta 13
Ford Focus 13
Renault Clio 13
Vauxhall Astra 14
Ford KA 15
Vauxhall Corsa 20
Renault Megane 25

 

5 Year Old Cars % Fail
Ford Fiesta 20
VW Golf 21
Vauxhall Astra 21
Ford Focus 22
Peugeot 206 24
Ford Mondeo 27
Peugeot 307 33
Renault Clio 34
Renaukt Megane 35
Vauxhall Corsa 39

The figures were based on the top 10 selling cars during the year of manufacture according to Halfords. One or two surprises there I have to say but it would be interesting to see stats for all cars, not just the top sellers, now that would be revealing! Are you surprised by any of the figures, drop me a note? By Graham Hill

Enhanced by Zemanta

Graham Hill’s Gadget Of The Week – Mirror Nav

Saturday, 25. September 2010

Image representing Garmin as depicted in Crunc...
Image via CrunchBase

Graham Hill’s gadget of the week is unfortunately only available on Ford cars but I have to say it seems like quite a good idea. It’s called a MirrorNavi and is essentially a sat nav built into the mirror – more like an extension to the left of the mirror with a 3.5” colour touch screen. It has no visible wires and can be installed into your car in an hour for ÂŁ299 + labour. It will help to reduce clutter, according to Ford and Read more »

Car Finance Made More Difficult Through Lack Of Cash

Wednesday, 22. September 2010

George Osborne MP, pictured speaking on the la...
Image via Wikipedia

One of the last meetings I attended at which we discussed the state of the motor finance industry, we were told by one of the leading accountancy practices in the UK along with a couple of large leasing operations that the biggest problem faced by the industry was lack of liquidity or in other words lack of money to lend to you and me. This has been confirmed by the Society of Motor Manufacturers and Traders Read more »

Could This Be The End Of Toll Roads?

Monday, 20. September 2010

M6 Main Toll Booths. the Main Tool Booths on t...
Image via Wikipedia

The last Labour Government made a big thing about toll roads, this was going to be the way forward if we were to make the roads less congested but according to research by the Campaign for Better Transport the showpiece M6 toll road has failed to meet its targets. The report claims that the operator, Midlands Expressway is losing millions of pounds every year. The cost of ÂŁ5 drops to ÂŁ4.50 at weekends and Read more »

Credit Agency Reports Huge Increase In Auto Finance Fraud

Sunday, 19. September 2010

According to Experian, the credit reference agency, automotive fraud increased by 35% during the first half of 2010. 34 in every 10,000 applications were considered potentially criminal. The majority were recorded in the second quarter showing an upward trend. First party fraud overtook third party identity fraud during April to June as the most common type of attempted fraud. First party fraud is typically where individuals attempt to hide adverse credit history or misrepresent their employment status to try and secure credit and other Read more »