How To Save Money With Your Car Insurance

Monday, 24. January 2011

Hi, Graham Hill here, thank you so much for visiting my blog, I hope you learn a lot and as a result end up driving a great car. In order to do so you can get all the information you need by buying my book, An Insider Guide To Car Finance or use me to finance your next car. Happy driving.

If you are a regular reader of my blog and newsletter you will have read my recommendation that if you are applying for insurance online that you change the parameters around when you state whether your car is parked in a garage, on a drive or on the street. We found that many applicants lie about their garage, which is full of kids toys and the freezers, but thinking that a garaged car would save money say that the car is usually in the garage overnight. Or at worst parked on their drive. In fact some insurers provide cheaper insurance if your car is parked in the street. The saving can be up to £50 so worth checking it out. It would seem that the rates are based on statistics. If the insurer has more thefts from garages or drives in a certain postcode the premiums will be calculated accordingly. According to the police about 75% of car thefts are as a result of car key burglaries up from 9% in 1995. Obviously, if the car is parked on the house drive or in the garage it’s easy to identify in which house the burglar will find the keys. The main reason for the big rise in this type of crime is that modern cars are virtually impossible to steal without the key. Have you been the victim of car key theft? If so please let me know. By Graham Hill

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