Shocking Revelations About Diesel Cars!

Wednesday, 27. February 2019

Latest testing that has been carried out by German automobile club ADAC has shown that some diesel cars emit almost no NOx, during on-road testing – suggesting the latest models are as clean, if not cleaner than their petrol counterparts.

 

So has this been a conspiracy all along? A way for local authorities and the Government to screw diesel car drivers out of money after following Government advice and taking a diesel car then taxing them to the hilt based on flawed information?

 

In fact the latest diesel engines emit significantly less nitrous oxide (NOx) than the upcoming Real Driving Emissions 2 (RDE2) regulations will require, according to this new research.

 

Following stringent testing by ADAC they have discovered that some diesel cars emit almost no NOx, during their on-road testing – suggesting the latest models are not just as clean as their petrol counterparts – but cleaner!.

 

In January 2020, tougher RDE2 rules will be introduced, requiring all new models (not existing models) launched to achieve 80mg/km or less (60mg/km for petrol). This will be a part of Euro 6d.

 

A conformity factor for the on-road test will be allowed, meaning the actual limit is 114mg/km for diesels and 86mg/km for petrols – significantly higher than any of the vehicles tested by ADAC.

 

In January 2021, all cars sold (including current models) must achieve the more stringent figures. The conformity factor will be removed by 2023.

 

Current rules (RDE) require diesel cars to emit no more than 168mg/km of NOx, but the worst performing car tested by ADAC – the Honda Civic diesel – emitted just 101mg/km. Following the WLTP re-homologation exercise that took place in 2018, the introduction of RDE2 will require all car makers to re-test their entire model ranges with an on-road test.

 

Nearly all the cars tested by ADAC emitted less than 50mg/km and the Mercedes C220d had no NOx emissions at all. The Volkswagen Golf diesel performed exactly the same as the petrol version, emitting 14mg/km of NOx. The best performing petrol car, a Suzuki Ignis 1.2, emitted 3mg/km.

 

ADAC performed the tests using a portable emissions measurement device (PEMS), in the same way as the official test. Under the current company car tax rules, diesel vehicles that achieve RDE2 will not require the 4% diesel surcharge to be included in a drivers benefit-in-kind tax.

 

Currently, only the Mercedes A220d and B200d have been officially tested and approved under the regulations. Jaguar has confirmed that the XF range will feature RDE2 approved engines by the end of the year.

 

Diesel car NOx emissions, as tested by ADAC:

Model RDE: NO x
in mg / km
Audi A8 50 TDI 15
BMW 520d Steptronic 5
BMW 520d Touring 1
BMW X2 xDrive 20d 23
Citroen Berlingo BlueHDI 130 7
Honda Civic 1.6 i-DTEC 101
Kia Ceed 1.6 CRDi 22
Mercedes A 180 d 40
Mercedes C 220 d 0
Opel Astra 1.6 D 1
Peugeot 308 SW BlueHDi 180 30
Volvo XC60 D5 AWD 56
VW Golf 1.6 TDI SCR 14

 

Petrol car NOx emissions, as tested by ADAC:

Model RDE: NO x
in mg / km
BMW 218i Active Tourer 8
BMW 230i Coupe 10
Hyundai i20 1.0 T-GDI 4
Kia Ceed 1.4 T-GDI 10
Mercedes-Benz A 200 DCT 9
Renault Megane TCe140 15
Suzuki Ignis 1.2 3
Suzuki Swift 1.2 AWD 4
Suzuki Swift Sport 1.4 9
Volvo XC40 T5 AWD AT8 9
VW Golf 1.5 TSI 14
VW Golf 1.5 TSI BM DSG 4
VW up! GTI 9

 

No doubt like me when I learned of the German tests I found it shocking. How many company car drivers are paying more in BIK tax than they should be and how many people are turning to petrol cars kicking out ozone destroying CO2 in the belief that they are better for the environment?

 

It’s a disgrace! By Graham Hill

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Where Should You Fit New Tyres – Front Or Back?

Saturday, 16. February 2019

You may think this is a daft question – simply replace the tyres that are worn – right? Front tyres generally wear out quicker than rears if your car is front wheel drive and rears wear quicker if rear wheel drive, so wouldn’t it be correct to replace the tyres that wear fastest with the new boots? No!

 

Most safety experts ignore the wear element or whether the car is front, rear or all wheel drive and suggest that you always put freshest tyres on the rear of the car. This is because if the car loses grip in a corner, it will either oversteer or understeer.

 

Unless you are an F1 fan you may not understand what this means. Understeer is when the front tyres lose grip in a corner causing the front of the car to slide out whilst oversteer means you lose grip at the back of the car, causing the rear of the car to swing out.

 

It’s actually easier to control a car that is understeering than one that is oversteering – simply slowing down should help to regain grip if the car is understeering. This is why it is important that you should maintain the greatest grip at the rear and fit your new tyres at the rear of the car. This will minimise the chance of potential oversteer and minimise the chance of a serious accident. Great advice eh! Graham Hill

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GH Calls For Changes In Law Regarding Car Recalls

Saturday, 16. February 2019

I’ve mentioned the level of recalls that haven’t been carried out on many occasions but nothing seems to have been done to sort it out. Not all are critical so it’s worth explaining again the three levels of recall. The most dangerous is a ‘Stop Drive Recall’.

 

This is very rare and described as the equivalent to an aircraft being grounded That’s the official line but we’ve seen many instances of cars catching light and the manufacturers dragging their heels over a recall and even then not issuing a ‘Stop Drive Recall’.

 

The second and most common level is a ‘Safety Recall’. The line from the DVSA here is: ‘where a vehicle or component is deemed by our engineers, usually along with the manufacturers’ engineers, to present some safety risks’. Drivers can continue to use cars affected by a Safety Recall while waiting for the issue to be fixed – “Unless informed otherwise,” Neil Barlow of the DVSA explained.

 

The third level is less critical. The DVSA is sometimes involved in ‘non-code actions’ and ‘service campaigns’, where it will assist manufacturers in contacting owners regarding defects that do not present a serious safety risk.

 

The problem is that a large number of recalls remain outstanding which can put drivers, passengers and other road users’ lives at risk. It’s a disgrace. There are some that have suggested that recalls should be part of the MOT test and if there is an outstanding recall the car should fail. That’s fine but the first MOT isn’t due for 3 years so what happens in the meantime? I would suggest that recalls should be checked by those carrying out services.

 

At least there will be some checks before the car gets to 3 years old or possibly the road fund licence should be withheld if there is a recall outstanding. The reason why I’m raising this again is that BMW has just announced a recall on 1.6 million diesel cars that include 268,000 cars affected in the UK.

 

The risk is of fire as a result of the exhaust gas recirculation (EGR) system leaking coolant. In combination with the high temperatures present in the EGR module, this can result in smouldering soot particles. In turn, this could lead to a fire – in very rare cases.

 

The cars affected are 3 Series, 5 Series, saloon and estate, 4 Series and 6 Series Coupe’s and convertibles. The problem is that many of these cars won’t be taken to a dealer for the recall, either because the car has changed hands and the DVSA has failed to reach the new driver, or drivers have ignored the notice.

 

There could be other reasons but this should not stop the lawmakers making it an offence to continue to drive a car that could cause an accident. New laws are needed to make drivers more responsible when it comes to safety recalls. You can check to see if your car is subject to a recall by clicking this link: www.check-mot.service.gov.uk By Graham Hill

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Could Your Car Become A Solar Panel?

Saturday, 16. February 2019

Hyundai and Kia (one and the same company, by the way), are to fit solar charging panels to selected models from next year. Sounds like a good idea to me. From the pictures I’ve seen it looks like it will just be the roof that will become a solar panel but why not make the whole of the car a solar panel?

 

Seems to make more sense but what do I know? I guess the cost of repairs would sky-rocket. Anyway, I wasn’t aware of the fact that this has been tried before but technology in this area has moved on considerably making it cheaper and more efficient than when first trialled.

 

The two companies will be offering it on petrol and diesel engine’d cars (not sure why) as well as hybrid and fully electric cars. First to have the technology will be hybrid cars. The manufacturers reckon that the solar panel will be capable of charging 30-60% of the battery during a day in the sunshine.

 

This stored energy can then be used to reduce the engine use and thus fuel consumption. A thumbs up for this one! By Graham Hill

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Plans For Driverless Cars On Our Roads

Saturday, 16. February 2019

If you ever fly from Gatwick Airport and travel there by train you will arrive at the South Terminal. If you then have to get to the North Terminal you jump on the very efficient shuttle that travels between the two terminals. It’s all electric, it’s driverless and it travels on rails at a speed just north of a healthy walking pace.

 

And even then, in the firm knowledge that no-one can step in front of the train, there are no road signs to read, no traffic lights to watch or emergency road works to negotiate I still get nervous. So it was a shocking injection of reality to find that there are very serious plans to move the UK to the front of the driverless car development by proposing legislation that would allow self-driving cars loose on our roads.

 

Trials have been taking place since 2015 in parts of London, Milton Keynes, Bristol and Coventry but not to the levels being proposed by the Department for Transport who have probably never sat on the Gatwick shuttle. To date all cars had to have a driver in the car when being trialled but proposed new legislation will allow completely driverless cars to be trialled on public roads without a rail in sight.

 

They believe that there will be completely driverless cars available by 3035 with the industry worth £52 billion in the UK and £907 million globally – could I have hit on the real reason for wanting to be first out of the blocks. Matthew Avery from Thatcham Research who have a bit of knowledge about car safety said, ‘Safety must not be compromised to achieve leadership position’.

 

And if you are really looking for assurances and comfort the DfT said that companies and organisations wishing to conduct driverless trials must liaise with police and local authorities, and experiments must be paused, scaled down or stopped ‘during investigations or following an incident’. So if I understand that remark they are expecting ‘incidents’, how reassuring is that?

 

Call me old fashioned but this is one development that I’m certainly not looking forward to! By Graham Hill

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Vehicle Thefts Increase To An All Time High

Sunday, 3. February 2019

OK, before I question my sanity here are the statistics according to the Home Office. Reported vehicle thefts have increased from 75,308 in 2013/14 to 111,999 reported in 2017/18. That’s a jump of 48.7%. The Home office doesn’t report on how the vehicles were stolen but the rising numbers correlate to the increase in keyless entry and go systems fitted to cars and the drop in police officers of 21,958 since 2006 – a 15% reduction.

 

What? I think the answer to the problem is in the above. As has been widely publicised keyless entry makes it very simple for crooks to steal your car. So I wonder what the solution could be? Let me think about that one? Hmmmm! Could it be the banning of keyless entry until an alternative can be found which cannot be abused by an oik with a laptop and his mate with a small signal generator?

 

As for the increase in thefts being blamed on the drop in police numbers – how daft is that? Now, first of all, I don’t approve of the massive cut in police officers but to blame the increase in thefts on the number of police is frankly daft. If they blamed the low number of stolen recoveries on the police I could understand but they’re blaming the number of thefts on them.

 

And where are the insurers in all this? Paying out fortunes to those who have had their car stolen should, one would think, get them to set up a recovery team to find the cars that they are paying out on. I’m sure they could justify the costs. And as for the car manufacturers, knowing that keyless entry doesn’t protect their cars one would think that they would immediately withdraw the system

 

Whilst some manufacturers have a means whereby you can deactivate the keyless devices they need to go further. Remembering to switch off the keyless device or storing it in a protective case puts the onus on the drivers – totally bonkers.

 

And as for blaming car thefts on the drop in police numbers, unless previously we had a policeman by the side of every car at all times preventing the theft of each and every car I fail to see how a few more bobbies in every town or a few more traffic cops would deter the oiks from stealing cars.

 

We need sentencing to fit the crime. What happens if they’re caught? They’re given a community order or forced to wear an ankle bracelet for a couple of months. No point in banging them up as it ends up clogging up the prison system so maybe some hard labour would do the trick!! By Graham Hill

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Could Your Car Report You For Drunk Driving In The Future?

Sunday, 3. February 2019

Yes you read that correctly, your car could report you for being in charge of your car whilst intoxicated. We’re not talking about normal cars we’re talking about autonomous cars (driverless). This raises a couple of questions, the first is a major misunderstanding about autonomous cars.

 

I went into detail in a previous report so I won’t repeat myself about ‘drivers’ of autonomous cars but basically if you are one of those that thinks that in a few years time you’ll be able to jump unto your driverless car, go down the pub or club and get absolutely legless then get in the car and tell it to take you home – you’re badly mistaken.

 

If you are in charge of an autonomous car you will need to be as sober as the driver of a normal car. So that’s possibly messed up your plans of being in a state of permanent inebriation.

 

The next question is how and is this big brother gone mad? The how is a patent filed by Huawei on a system that measures sobriety of an autonomous vehicle’s occupants. According to Auto Express the system consists of a number of sensors and processors that monitor the condition of the driver, checking to see if they are in a fit state to take over the manual controls of the car in an emergency?

 

If the system detects that the driver is drunk, it could issue a warning, deactivate the car, or even inform the police. The system not only detects drunkenness the patent describes the car detecting if suspicious items such as weapons or drugs are on board and if the driver is driving whilst using a mobile device (really? One would have thought that if the car can drive itself it would have Bluetooth fitted). It can also sense tiredness.

 

This is the first time that engineers have considered the possibility of using technology to report drivers for offences. Alongside this development, it was reported last year that autonomous police cars of the future could be mini courtrooms. They would be kitted out to test drivers for alcohol and drugs and scan for weapons. Sentences would be delivered by videolink and offenders autonomously delivered to jail.

 

The theory behind this is that Bobbies could return to the beat whilst the new cars increased the prosecution rate by removing the courts from the system. Makes you wonder where this is all taking us? By Graham Hill

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Is Our Consumer Credit Legislation Fit For Purpose – I Think Not!

Wednesday, 23. January 2019

This year I’m on a campaign to change our consumer credit laws, especially in the areas of motor finance. We have two products that account for the vast majority of new car finance, contract hire and Personal Contract Purchase (PCP). Contract hire accounts for about 85% of company acquisitions whilst Personal Contract Hire (PCH) is now starting to take market share away from PCP which has recently dropped from 85% of consumer new car registrations to 80% in 2018.
However, PCP is now being used by more people to finance used cars, estimated to increase the number of live PCP contracts to around 5 million. The point is that we have two major finance products that are fudged in legal terms. Legally there are no such products as PCP or PCH even though they represent the largest number of agreements.
Take out a Hire Purchase agreement or personal loan agreement and you are pretty much covered for all eventualities by the UK laws that govern them. But take out a PCP or PCH and you are referred to the Consumer Credit Act which was never set up with Contract Hire or Contact Purchase in mind. This means that the providers can pretty much include any terms they like into the contract without fear that they are breaking any laws.
 
Look at the top of a PCP agreement and it will show it as a Hire Purchase Agreement – which it isn’t, it’s a Hire Purchase agreement with a load of conditions. The same with PCH, it will show it on the documents as a Hire Agreement Regulated by The Consumer Credit Act 1974, at a time when PCH didn’t exist. So each finance providers cave pretty much free reign to include any terms and conditions the see fit to include. 
 
Two examples of confusing situations come to mind which cause all sorts of problems with consumers. The first is one that relates to PCP and what is known as Voluntary Termination (VT) which is the ability under clauses 99 and 100 of the Consumer Credit Act to hand your car back once you have paid 50% of the total owed.
The problem here is that the lenders don’t like it because it can lead to losses, especially if the car has covered very high mileage. As an example say you VT’d the car after 2 years of a three year contract. Your contract mileage was 10,000 per annum so you should have only covered 20,000 after 2 years but let’s say you covered 28,000 miles. Your excess mileage is 10 pence per mile so you should be charged a pro-rata excess mileage figure of 8,000 miles at  say 10 pence + VAT = £960.
 
This is the argument put forward by lenders. In fact this is incorrect and flies in the face of the Consumer Credit Act that was created before such things as excess mileage. So the law states that you can hand the car back to the lender irrespective of the mileage. However, when Renault pushed for payment from a customer and the Financial Ombudsman Service got involved they found in favour of Renault. It would be so easy to include a few changes to current legislation or introduce new legislation that dealt with PCP and set down a rule. It would save lots of confusion.
 
The issue that comes to mind with PCH is the extension of contracts. Every leasing company that allows for an extension (not all do) have a different way of calculating the lease extension rentals, which is wrong. There should be a standard method to remove confusion and make the extension transparent. I have a case against Mercedes Benz who increased my monthly payments by 20% for an extension even though my mileage was running at much less than my contracted mileage. Laws should make life less complicated – not more!
 
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By Graham Hill

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Personal Contract Hire (PCH) vs Personal Contract Purchase (PCP)

Friday, 18. January 2019

I’ve already opened this week’s email with some of my views on the legal implications but aside from those PCH is definitely gaining traction. It took quite a while for consumers to get their heads around PCP with the idea of either handing their car back to the finance company, buying it or using it as a part exchange. With over 5 million live PCP contracts running it is clear that people are getting it.

 

However, of those who took out PCP’s on new cars, not willing to consider any other alternative because they still had the option to buy the car at the end of the lease if they wanted to, they then felt that they were misled by the dealer. They believed that there would be some equity in the car at the end of the agreement which could be used as part of the deposit on the replacement car. In many cases drivers have ended up giving back the car to the finance company because the car wasn’t worth the balloon payment let alone providing some equity.

 

In fact according to themoneysavingexpert.com 80% of those who take out a PCP hand the car back at the end of the agreement. So having had that experience they then realise that they could have saved a considerable amount of money by taking out PCH with no option to purchase. So whilst PCP looked great on paper it isn’t surprising that there has been a massive growth in PCH over the last 12 months whilst PCP has dropped for the first time ever.

 

I will be explaining much more over the coming weeks so watch this space as I reveal some of the closely held secrets of the industry. By Graham Hill

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New Car Sales Down In 2018 But Not Disastrous

Friday, 18. January 2019

The usual headlines appeared as soon as the new car sales figures were announced. Headlines such as New Car Sales Fall Off A Cliff made it seem like new car sales had dropped by 50% from the previous year. They didn’t, the drop was 7% or 100,000 cars dropping from just over 2.5 million in 2017 to just under 2.4 million in 2018. So not the disaster that reports would have you believe.

 

With an average of 200,000 new cars being registered every month keeping us in second place to Germany in the EU is hardly a major disaster. Believe it or not Jaguar increased by 4% but then their problems, along with their sister marque, LandRover have suffered from a drop in demand in China, the US and Middle East.

 

It seems that the main drops were amongst the volume producers such as Ford, Vauxhall, Nissan and Audi. Changes to the emissions regulations threw a massive spanner in the works. Manufacturing slowed as some manufacturers struggled to meet the emissions levels with some stopping production altogether. Then having sold off all the pre-emissions tests cars there were no new cars in stock to sell so drivers either extended current agreements or took on a used car.

 

So my feeling, given the circumstances is that new car sales in 2018 were pretty buoyant. My real concern was over alternative fuels. But first a few words about diesel cars. 62% of new cars bought in 2018 were pure petrol cars compared to 32% pure diesel. You may think this is a good thing given the reports about emissions and the need to get diesel cars off our roads. The fact is that it is old diesel cars that we need to get off the road. New diesels are virtually particulate (soot) free and whilst NOx emissions are a little higher CO2 emissions are lower so in terms of damage there is very little to choose.

 

The question that never seems to be raised is that of mileage. Clearly, if people drove their cars less they would reduce emissions irrespective of the fuel used. The sad news is that just 5% of new cars registered in 2018 were either diesel/electric or petrol/electric hybrids. And even worse for the environment was that just 0.7% were pure electric cars. This of course wasn’t helped by the Government removing the grants completely from hybrid cars and reducing those on electric cars.

 

The car industry was in good shape last year but the move towards a better environment is flagging badly! Something needs to be done and the Government needs to give better direction to diesel/petrol drivers as we are about to see warnings in the press again about the Ozone layer as a result of the increase in petrol car drivers increasing CO2 emissions. By Graham Hill

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