The Best Car Finance Blog In The World

I have read several reports recently complaining about the motor insurance industry, it’s pretty much in turmoil with anomalies, inefficiencies over charging and deceit. I reported recently that some companies are now charging substantial arrangement and documentation fees in order to keep the monthly premiums low. We all know that there are a trillion terms in each policy making straight comparison very difficult so we tend to go for the cheapest and hope for the best. By that I mean try Read more »

So there you are driving down the road, minding your own business when you see, hidden in the bushes on the other side of the road, the old bill hiding in the undergrowth with a speed camera. Obviously, believing that drivers travelling in the other direction, seeing the camera at the last minute, and swerving across the road into oncoming vehicles, could present a severe danger. Or seeing the officer at the last minute and suddenly braking could cause a multi car pile up, so you perform Read more »

In 2008 there were 14 million sat navs in use in the UK, by now it is assumed that over half of all cars on the UK roads (30 million) now has a driver with a sat nav. According to psychologist Dr Victoria Bourne, writing in Fleet News, research shows that up to 78% of accidents are caused by distractions. The question is – are sat navs more distracting than a mobile phone? A secondary question is – are sat navs less distracting than a paper map? The reason why the safety experts and police are Read more »

As you know, I try to report some of the most dopey things that happen in the motor industry. This week insurance companies come under fire. As I have reported on several occasions there is a strong move towards having two sets of tyres, one set for the summer and another set for the harsher winters we seem to be experiencing. For some it seems to make sense and I must say in the last dumping of the white stuff I’m sure that if I had winter tyres fitted I would have been able to drive my care Read more »

The latest re-call of cars has come out of VW both of which have involved fuel pipe faults that could cause fires. The recall includes 370,000 cars consisting of Jettas, Jetta estates and Golf models sold between 2007 and 2009. A small plastic tab could cause a fuel pipe leak. The second fault is on the 2.5 litre Beetle. A clamp in the power steering system could pierce the fuel supply line. I was starting to wonder who on the planet would own a 2.5 litre Beetle and it was then announced that all Read more »

After a short respite it seems that the GATSO’s that were switched off earlier this year, due to withdrawn grants to run them, are set to be switched back on. The 72 cameras in Oxfordshire that were switched off in July will be switched back on in April 2011. A new agreement, adopted by 24 police forces, will mean that they will be given a portion of the cash collected from drivers who attend awareness courses in lieu of points on their licences. Whilst this will again cause those who are against Read more »

During the recent cold spell a new type of crime has emerged causing the police to issue a warning. They are advising motorists not to leave their cars unattended whilst they wait for the screens to defrost, following a spate of incidents whereby cars have been stolen whilst left unattended with the engines running. The latest case was a Vauxhall Corsa stolen from a drive in Merthyr Tydfil when the owner left the engine running whilst he went back into his house. In another incident in Thurrock, Essex a man was de-icing his Peugeot when a thief got in and drove it away. The thief crashed the car causing £500 of damage, then ran off. The police have warned that motorists that warm their cars up this way are making it easy for thieves. Known as ‘frosting’ this type of theft will also leave drivers potentially without insurance cover as insurance companies may argue that the driver was not taking reasonable care. Heated windscreens will help to cut the number of frosting incidents but for those who want to clear the frost the best way is with some de-icer rather than leaving the engine running. Do you leave your engine running whilst clearing the ice off the windscreen? By Graham Hill

Related articles

• Car owners warned against ‘frosting’ car crime (money.marksandspencer.com)
• Mother clings to steering wheel after thief steals car as she scrapes ice from windscreen (dailymail.co.uk)

I know it’s a subject I talk about a lot but as we run up to Christmas I’m onto drink driving. It was shocking reading for the Government, about to launch their Christmas campaign, that one in four drivers admit to drink driving recently. The survey was carried out on behalf of insurer Quinn Direct but the real shock was that nearly 80% of under 24’s said they had never driven under the influence of alcohol whilst 25% of the over 55’s admitted to driving whilst over the limit. 31% of men admitted to Read more »

I’ve been in this industry long enough to know that there are ways to get hold of dodgy MOT test certificates although since everything is on central computers now I believed that it wasn’t possible to fiddle certificates any longer. Well to prove me wrong a garage owner has been jailed for 6 months for passing 2,500 vehicles without failing a single one. Video evidence was collected against Noor Hussain for presentation at Preston Crown Court. It showed cars going in and out of the test bay in 7 Read more »

On the subject of health and safety the Transport Research Laboratory (TRL) carried out a study into ‘in car’ distractions and found that reaction times were affected by what we listen to on the radio. It found that reaction times were 20% slower when listening to sport. The reaction times were found to be similar to those found when drivers had been drinking and driving. Whilst plenty of studies had been carried out on mobile phone use whilst driving, few studies had been carried out into the effects Read more »