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Over the years I have put forward many reasons why you should opt for Dealer HP over a personal loan (contrary to all advice given in the media). Your legal rights are so much greater when you take HP. If you have read my book An Insider Guide To Car Finance, or been a regular reader of my newsletter, you would know the reasons that I put forward. However, I have just uncovered a new one that you may Read more »

Warnings have been issued about dealers and manufacturers who refuse to carry out warranty work because the vehicle hasn’t been serviced by a main dealer. This is illegal and flies in the face of the revised EU Block Exemption rules that came into force in 2002. In a case taken up by What Car a lady, Nocola West, had a Vauxhall Astra that developed a radiator fault that ended up putting water in the gearbox. The dealer Read more »

A friend of mine was once clamped in a car park for not having a ticket displayed in her windscreen (she accidentally put it in her purse – daft as). As a result another friend came to the rescue at 2.00am with his tool box. After about 4 hours and several hacksaw blades later she was finally free to drive home. Not something I approve of, obviously, but it made me a little more cautious about where I park my car and I Read more »

Autoglass carried out a survey to see what distracted motorists most. Whilst not top of the list and it depends who and when the survey was carried out children in the car distracted a high number of drivers, in fact 36%. The Transport Research Laboratory (TRL) reported that back seat brawls reduced reaction levels of the driver to that of those driving on the drink drive limit. Direct Line commissioned the study which Read more »

One of the things that continues to amaze me is the lack of attention that some people pay to the new car they are about to order. Some of this is actually caused by me and my colleagues by occasionally coming up with a deal that you can’t refuse, making the decision a bit of a no brainer but it is still a good idea to get a test drive of a car that you are likely to order. It is also important to check for certain items that for Read more »

In October last year the old dopey Government introduced a law that was aimed at reducing the legal aid bill by saying that if you challenged a motoring charge, such as speeding, and you won your case, you could only claim costs based on the legal aid rate. So if you had paid for a solicitor to prepare the case and represent you, and you won your case, you could only recover through the court the legal aid rate which Read more »

A survey by Fuelcard Company found that 21% of 2,000 commercial vehicle drivers leave their engines running while making deliveries leaving themselves open to vehicle theft. I would suggest that they may need to check their insurance policies to see if the drivers void their policies by being irresponsible. Not least of which there is a substantial amount of fuel being used unnecessarily. By Graham Hill

A Trading Standard team based in Birmingham have found that an incredible 90% of used tyres being sold by independent tyre dealers and fitted on cars don’t meet minimum legal standards. Among the tyres inspected officers found some with nails embedded in them as well as one tyre that was 17 years old. The investigation, run by the city council and overseen by Trading Standards boss, Chris Neville was a Read more »

As I’ve reported on several occasions following the particularly bad winter the roads of Britain are covered in potholes. Our local authority was quick to act and I’m pleased to say that the roads of West Sussex appear to be in pretty good order now which has probably avoided a lot of claims for damaged vehicles. Which is just as well because it seems that getting a payout, as a result of pothole damage, isn’t easy Read more »

I’m grateful to Auto Express for the story about the driver in London Ontario who was clocked doing 66mph in a 31mph zone. As Auto Express said, because they’re all a bunch of comics there, his excuse for speeding, when stopped by the police, didn’t hold much water when he explained that he had been speeding to dry his car after washing it, get it (groan)? It may however turn out to be the most expensive car wash he’s ever had because, if convicted, he could face a fine of up to $2,000 (£1,300). They finished their report by saying that the car would be impounded for 7 days at the owner’s expense, lets hope it’s in dry storage (G falls off seat in hysterical laughter). By Graham Hill