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Most employers and employees know that there is a tax and NI free allowance payable of 45 pence per mile when an employee uses his own car for work. This applies to the first 10,000 business miles per annum, after that it drops to 25 pence per mile. If the employer only actually pays 20 pence per mile the employee can claim the difference (25 pence Read more »

As the new registration approaches we are starting to see more deals being offered by the dealerships, supported by the manufacturers. So is it always best to look for 0% finance deals? As I’ve mentioned before much of the advice provided by the national and trade press suggests that you should maybe avoid the 0% deals and negotiate a better Read more »

Virtually every car I provide is new so I’m often asked what is the ‘run in period?’ This won’t mean much to my younger readers and enthusiastic followers of my musings but this was a practice that car manufacturers insisted upon to ensure that your car lasted beyond its one year warranty and you didn’t end up driving a car with an engine that Read more »

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Is it a bird? Is it a plane? No it’s a car! And it’s not James Bond in the driving seat. It’s the latest car plane from the US. These ‘vehicles’ have been approved for use in the US and have now been approved for use in the UK. The cars are Terrafugia Transition and cost £155,000. They have been given clearance by the National Highway Traffic Safety Read more »

The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning the same amount of money who both apply for credit on similar cars. The first client has a perfect, unblemished record. He has a mortgage and a couple of Read more »

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For some time I’ve been discussing the merits (or otherwise) of electric cars. Are they fit for purpose or not? The problem is really twofold, firstly the very high cost, even allowing for the £5,000 per car subsidy from the Government, and secondly the range, which in most cars isn’t much more than 100 miles. OK make that threefold as Read more »

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Alphabet is the fleet management division of BMW and a company that I have criticised for using some somewhat dodgy PCP type schemes to avoid the full legal rights that a consumer would have within a traditional PCP type scheme. The latest news is that they are expanding by taking over ING Car Lease in order to expand as a multi brand Read more »

Now here’s an interesting scenario. As I’ve widely reported over the last 18 months or so deliveries of new cars have become a nightmare. All too often the dealer has called and said that delivery has been delayed not just by a couple of weeks but in some cases months. In most cases we’ve been able to get around the problem by extending the current Read more »

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I travel quite a lot on the M25 and the M40 and see someone pulled over for speeding on nearly every trip, or should I say I used to. Just recently I have hardly seen any at all. I guess this must be as a result of Government cutbacks. It would also seem that fewer stolen cars are being found before being shipped out of the country because of Government Read more »

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My review this week isn’t some dopey supercar that no-one can afford and if you spurted away from traffic lights in it on full power would leave your small intestines still waiting at the lights. Nope it is a sensible car, the all new BMW 1 Series. It has been a popular car since its introduction because it enables bakers and other business owners who like Read more »